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Merchant Cash Advance

Our Merchant Cash Advance is one of the fastest and simplest business funding solutions for small businesses in need of working capital.

What is a Merchant Cash Advance?

When you receive a merchant cash advance, we’ll provide you with a lump sum of capital in exchange for a percentage of your business’s future sales. That means you’ll receive working capital now, and we’ll receive a percentage of your sales until the amount of sales we have purchased has been received.

Our Funding Advisors will work closely with you to create a funding plan that will help jumpstart your business’s growth without maxing out your cash flow. A merchant cash advance isn't really a loan, but rather a cash advance based upon the credit card sales deposited in a business' bank account. We offer both fixed and flexible repayment schedules depending on the current position of your company.

Merchant Cash Advances are Ideal for:

Businesses looking to grow without the hassle of a drawn-out application process at a traditional lender like a bank

Businesses investing in new marketing strategies to fuel growth and drive revenue

Businesses planning an expansion or hoping to capitalize on a new opportunity

Businesses requiring new or additional inventory for an upcoming promotion, the holiday season, or other large volume advance purchases

Businesses needing fast capital in 24 hours

Merchant Cash Advance Details

ADVANTAGES

  • Fast funding

  • No fixed monthly installments

  • You can qualify even if you have bad credit

  • You don’t have to put up any collateral

  • The amount you owe never grows

DISADVANTAGES

  • MCAs are shorter in duration

  • Can be more expensive than other alternative funding structures

  • Many MCA lenders deduct funds from your credit card receipts on a daily basis

Qualification Criteria

Approval for a business cash advance from GRL Capital Partners isn’t based on your credit score alone. We focus on the overall health of your business. Here are some factors we consider:

550+ credit score

12+ months in business

$10,000+ average monthly bank deposits

Documentation Required

We at GRL Capital Partners want to make the funding process as efficient and simple as possible for you. Therefore, minimal documentation is needed for your application:​

Signed one page funding application

3-5 most recent months company bank statements

Full credit report

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